ANALISIS KAUSALITAS ANTARA PENYALURAN KREDIT DENGAN PERTUMBUHAN EKONOMI (Studi Kasus Pada BPD Provinsi Nusa Tenggara Barat)

Abstract

This research aims to determine the relationship that exists between lending Regional Development Bank of West Nusa Tenggara comprising : consumptive loans, working capital loans, and investment loans to the economy growth and see the effect of short-term and long-term. This type of research is descriptive quantitative, using granger causality test and Error Correction Model-ECM method over the periode 2008: Q1 – 2015: Q3. The results showed that between consumptive credit and economy growth has to two-way relationship in the short-term and long-term. And a one-way between investment loans and working capital loans.

Keyword: consumptive loans, investment loans, working capital loans, economy growth