ANALISIS KINERJA PERBANKAN SYARIAH: PERBANDINGAN di NEGARA INDONESIA, MALAYSIA dan TURKEY
Abstract
Penelitian ini bertujuan untuk menganalisis dan menjelaskan pengaruh maupun perbandingan Capital Adequacy Ratio (CAR), Financing to Deposit Ratio(FDR), Non Performing Financing (NPF) terhadap kinerja perbankan syariah di negara Indonesia, Malaysia dan Turkey. Jenis penelitian yang digunakan adalah penelitian kuantitatif dengan variabel independen Capital Adequacy Ratio/CAR (X1), Financing to Deposit Ratio/FDR (X2), Non Performing Financing/NPF (X3) sedangkan variabel dependen yang digunakan adalah profitabilitas(Y) yang akan dianalisis menggunakan metode regresi data panel (Eviews), peneliti mengolah data yang diperoleh berdasarkan purposive sampling menggunakan 187 annual report perbannkan syariah di Indonesia, Malaysia dan Turkey pada tahun 2008-2018. Hasil penelitian ini menunjukkan bahwa Capital Adequacy Ratio/CAR (X1) dan Financing to Deposit Ratio/FDR (X2) di negara Indonesia, Malaysia dan Turkey secara parsial memiliki pengaruh positif dan signifikan terhadap variabel profitabilitas (Y) namun tidak untuk Malaysia. Non Performing Financing/NPF (X3) secara parsial tidak berpengaruh signifikan terhadap variabel profitabilitas (Y). Penelitian ini menyimpulkan bahwa CAR, FDR, dan NPF dengan variabel profitabilitas dapat meningkatkan kinerja perbankan syariah di Indonesia, Malaysia dan Turkey. Kata kunci: Profitabilitas, CAR, FDR, NPFDownloads
Published
2020-07-23
Issue
Section
S1 EKONOMI ISLAM
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